| Type | APR |
| Visa Classic | 6.90% |
| Visa Platinum | 6.90% |
| We offer Fixed Rate Home Equity Loans as well as Home Equity Lines of Credit. We also offer first mortgages. Please call for our competitive rates and information.  |
| Type | APR |
| Personal Loan | as low as 7.75%* |
| Overdraft Line of Credit | as low as 9.25% |
| Debt Consolidation | as low as 9.25%* |
| Type | APR |
| Share Secured Loan | as low as 3.75% |
| Type | APR | |
| Automobile New and Pre-Owned | ||
| Up to 36 Months | as low as 5.40%* | |
| 37 to 60 Months | as low as 5.99%* | |
| 61 to 84 Months | as low as 6.49%* | |
| Boat | as low as 5.40%* | |
| Motorcycle | as low as 5.40%* | |
| Use our loan calculator to determine your payment amount or loan term |
| You can apply for a loan online |
| * | The rates quoted above are the lowest rates offered and reflect the following discounts: 0.25% discount for automatic payment of the loan by payroll deduction or automatic transfer from your Westchester Federal Credit Union share or share draft account for the term of the loan. 0.25% discount for accounts with an active Westchester Federal Credit Union share draft account. |
| APR | - Annual Percentage Rate |